Hiring a Nanny and Employers’ Liability Insurance
When hiring a nanny or housekeeper, did you know that you are legally obliged to have employers’ liability insurance in place?
And to be honest, regardless of legal obligation, it’s a wise precaution to have in place, anyway.
Our nanny insurance partners are Mark Bates Ltd., and we have now extended the partnership to support families hiring a nanny with an excellent employers’ liability insurance policy that starts from £94 per year of cover.
Mark Bates Ltd is a trusted, family-run insurance provider with over 30 years of experience delivering specialist policies. Our commitment to crafting insurance from the ground up ensures that every policy meets our customers’ unique needs.
Hiring a Nanny or Home Help? Here’s Why Insurance Matters
Hiring a nanny or housekeeper is a considerable help in family day-to-day life. But once you start paying someone to work in your home, even part-time, you’re considered an employer under UK law.
That means you have a legal responsibility to protect them while they’re working — and that’s exactly what Home Help Insurance from Mark Bates Ltd is there for families hiring a nanny or housekeeper.
Accidents happen
Even in the safest homes, accidents can happen. A nanny could slip while carrying a child. A cleaner might suffer a lifting injury. If they’re hurt or become ill because of the work they do for you, you could be liable.
Mark Bates Ltd Home Help Insurance exists to take that risk off your shoulders.
Our cover gives you the right protection in one place, such as:
Employers’ Liability – up to £10 million
Public Liability – up to £5 million
Legal Expenses – including employment tribunals
24-Hour Legal Helpline – advice on contracts, employment law and health & safety
Personal Accident Cover – if your employee suffers a serious injury
Financial Loss Cover – for things like staff theft or card fraud
Hiring a nanny or housekeeper – we’ve got you covered!
👉 You’ll need cover if you’re employing a full or part-time nanny, any live-in household help, or someone providing childcare on an ad hoc basis.
👉 Even if they only work a few hours a week, you’re still legally their employer — and still need Employers’ Liability Insurance.
A real-world example: Your nanny is helping in the kitchen, slips on a wet floor, and injures her back. Without insurance, you could face legal costs and compensation claims. With the Home Help policy, it’s all handled — from advice to payout.
Legal Support Included ✅
The policy includes legal expenses cover and access to expert advice whenever you need it — round-the-clock support, along with contracts, documents, and health and safety templates to help you manage your responsibilities as an employer.
✅ And you’re even covered if your employee travels with your family, for up to 90 days.
Straightforward Protection for Busy Families
Hiring someone to support your family comes with responsibility. Mark Bates Ltd Home Help Insurance makes it simple to stay protected and legal, so you can focus on the things that matter.
Get instant cover by visiting the Mark Bates Ltd Home Help page — built in partnership with Army of Nannies — to apply online.
Or speak to one of the team on 01476 514476.
But don’t forget to quote Army of Nannies so you benefit from the special offer.
Have peace of mind when hiring a nanny or housekeeper.
Nanny & Maternity Nanny Insurance
Our partnership with Mark Bates Insurance also offers nannies and maternity nurses the opportunity to secure insurance starting from £64 for a year of cover.
We strongly recommend families encourage their nannies to have nanny insurance in place 💯
